NEWARK, NJ – The FTC has issued a warning and it affects customers in New York and New Jersey. Scammers are inserting fake QR codes in unassuming locations in an attempt to take over your phone and your bank account apps.
QR codes have become ubiquitous in daily life, used for a variety of purposes from viewing restaurant menus to boarding flights. However, their widespread use has also attracted scammers who exploit these codes to steal personal information. It’s important to be aware of the tactics used by these scammers and how to protect yourself.
Scammers have been known to replace legitimate QR codes, such as those on parking meters, with their own. They also send QR codes via text message or email, often fabricating a sense of urgency to trick you into scanning them. Common deceitful tactics include:
- Claiming a package couldn’t be delivered and needs rescheduling.
- Pretending there’s a problem with your account requiring confirmation of information.
- Falsely alerting you about suspicious activity on your account and urging a password change.
These scams aim to lead you to a spoofed website, which looks authentic but is designed to steal any information you enter. Alternatively, the QR code might install malware on your device to secretly extract information.
To safeguard yourself, follow these tips:
- Inspect Unexpected QR Codes: Be cautious of QR codes in unusual places. Before opening any link, inspect the URL for authenticity, watching out for misspellings or switched letters.
- Avoid Scanning Random Codes: Do not scan QR codes received in unexpected emails or text messages, particularly those that press for immediate action. If you suspect the message might be legitimate, contact the company through known, reliable means.
- Keep Your Phone and Accounts Secure: Regularly update your phone’s operating system to protect against vulnerabilities. Use strong passwords and enable multi-factor authentication for your online accounts for added security.
Being vigilant and informed can significantly reduce the risk of falling victim to QR code scams.